Healthcare Reform is Here

The Patient Protection and Affordable Care Act (PPACA) has left our legislators, employers and the general public in a fog of confusion. As then-Speaker of the House, Nancy Pelosi (D) attempted to elucidate, "We have to pass the bill in order to know what is...

HRAs: A group health plan solution that could be right for you

Health Reimbursement Arrangements (HRAs) are quickly becoming another solution to the increasing cost of employer- sponsored group health plans. As health care premiums have continued to rise at double-digit rates, many employers have been forced to reduce benefits, shift more of the cost to their...