House Warming: Grand Traverse market stays hot into 2021

As a mortgage lender, my job is largely contingent upon the state of the real estate industry. So, when I had conversations with real estate agents about what 2020 might look like, I was concerned too. In the early days of the pandemic, Michigan’s real estate...

The ‘New Normal’ in Mortgages

The numbers don’t lie: Unconventional mortgage loans are making a comeback. In 2018, unconventional mortgage lending hit its highest rate since before the subprime mortgage crisis and the ensuing Great Recession. Whether or not you’re involved in the financial industry, that statement may worry you, since...