Wondering where your piece of the Stimulus Package is?

New mortgage programs with logical and less restrictive guidelines may have the most direct effect on your personal bottom line.In northern Michigan, like most of America, we've seen the mortgage lending pendulum swing from requirements that were so relaxed anyone who could hold a pen...

Bankers and the badge: Longtime collaboration fights fraud

On the third Thursday of the month, in a non-descript conference room on the second floor of Traverse City's Hannah & Lay building, local bankers are fighting crime. They've been at it for more than two decades and are the anonymous catalyst behind as many...

In soft economy, businesses face uphill battle for loans

REGION - The national credit crunch has rolled into the region, making it harder for many businesses to take out loans and putting up more hoops for them to go through.Bankers say they have money to lend and basically haven't changed their underwriting standards. In...

No-hitch hiring tips to get ready for the summer season

Since many of our area businesses are related to tourism, this is a good time to review hiring practices to reduce the risk of selection mistakes. Even though the person might only work for the busy summer season, you obviously want people who are right...

Pay the cable bill, or get your prescription refilled?

REGION - The current recession is forcing area residents to examine their dollars and prescription drugs more closely. Local trends show patients leaning toward generics and alternative forms of treatment. Although sales of prescription drugs typically are unaffected by the ebb and flow in the economy,...